One picture, not six
Income, savings, super, property and debts in a single projection, instead of a spreadsheet for each and no view of the whole.
Where does your wealth position actually stand?
Answer five short steps and the Financial Wealth Check projects your position to retirement and beyond — then shows what changes if you act on it, and how many years of retirement each path funds.
Free to run, and yours to keep. No card, no obligation.
We’ll email you a six-digit code to open your Wealth Check · Around 3 minutes · Free
Already have a JDL account?
WHY RUN IT?
Your income tells you about this year.
Your position tells you about the next twenty.
Most people track what they earn and what they owe as separate numbers. The Wealth Check runs them together, through the same model JDL uses in a strategy session.
See the years ahead
The model projects your position forward, so you can see what the path looks like rather than guessing from this year's figures.
Compare three strategies
Staying as you are, buying what you can now, or building over time — each projected side by side, so the difference is a number rather than an argument.
WHAT YOU GET BACK
Six answers, on one screen.
Your figures come back as a projection you can read, compare and hold against your own paperwork. Here is the shape of it.
Retirement funded
7 → 22
Years of retirement incomeStaying as you are funds 7 years of the income you asked for. Acting on what the model finds funds 22.
What your wealth is made of
Built to retirement, then spent down. Switch strategy to compare.
- Keep building
- Buy what you can now
- Stay as is
Stay as is
$1.5m
No new purchases
7 years of retirement funded
Buy what you can now
$3.5m
1 new property
15 years of retirement funded
Keep building
$5.7m
4 new properties
22 years of retirement funded
Who pays the holding cost
Every property has a weekly cost. The question is who carries it: you, the tenant, or the tax system.
Today
$180
a week from you
- You60%
- Tenant40%
After buying
$60
a week from you
- You15%
- Tenant60%
- Tax25%
When this plan buys
The years the model adds a property, from this one to the last, laid out on a timeline.
What that means now
The parts you can hold against your own paperwork — when personal debt clears, when investment debt clears.
A MODEL, NOT A PROMISE
Less guessing.
Better questions.
You do not need to arrive knowing which strategy is right for you. The Wealth Check is there to show what your current position does over time, so the conversation starts from numbers rather than from a hunch.
What you can expect
- Five short steps about your household and your figures.
- Years of retirement funded, as you are and as you could be.
- Your wealth projected to retirement, then drawn down.
- Three strategies compared, and the years each one buys.
- When the model buys, and when each debt clears.
What it is not
No property recommendation, verified borrowing capacity or promise of investment returns. The projection is a model built on the figures you enter, and it does not replace personalised advice from an appropriately licensed professional.
HOW IT WORKS
From scattered numbers
to a position you can see.
Enter your details here
Name, email and mobile. We email you a six-digit code, which opens the Wealth Check in the JDL Hub.
Answer five short steps
Your household, what you earn, what you want, what you hold, and your home and debts. Nothing is saved until you finish, and round numbers are fine.
Read your projection
Your position over the years ahead, with three strategies compared. Come back any time — your result is saved to your account.
THE VALUE OF UNDERSTANDING MORE
What people say about JDL
“People actually walked out with knowledge about investment, not just a sales pitch.”
“I think everyone needs to know about money.”
Excerpts from JDL education event testimonials.
BEFORE YOU START
Your questions, answered.
Is the Wealth Check free?
Yes. It is free to run, with no obligation to book a call or become a client.
Why do I need a code to open it?
Your figures and your result are saved to your account, so the Hub checks it is you before it opens them. The code goes to the email address you enter here.
How exact do my figures need to be?
Round numbers are fine. The projection is a model, not an audit, and a ballpark figure gives you a useful picture. You can run it again whenever your position changes.
Is this personalised financial advice?
No. The Wealth Check is an educational projection built on the figures you enter. It does not account for your full circumstances and does not replace advice from an appropriately licensed professional.
What happens to what I enter?
It is saved to your JDL account so you can reopen your result later. JDL may contact you about it, as explained in the consent statement on the form.
I have run it before. How do I get back in?
Use above and we will email a code to the address you registered with.
YOUR POSITION IS ALREADY WHAT IT IS
The only question is
whether you can see it.
Run the numbers you already have through a model that shows you what they do over time.
Around 3 minutes · Free · No obligation